Who Pays Your Medical Bills When You Are in a Car Accident?

When you’ve been injured in a car accident, or as a result of someone else’s carelessness or negligence, one of the first concerns will likely be about paying your medical expenses. Will the at-fault party have to pay all medical bills on an ongoing basis?

The answer to most personal injury cases is no if you own a car and have your own car insurance policy.

In Pennsylvania and New Jersey, when you are involved in a motor vehicle accident, your own insurance company pays your medicals bills, through PIP (Personal Injury Protection).  Therefore, when you pick your insurance coverage, it is important to make sure to get enough PIP coverage to protect you in case you have a car accident.

Once your insurance company has paid to the policy limit, you will be responsible for any further medical costs. Any bills that are not paid by your own PIP, can often be submitted to your health insurance carrier but any co-pays and deductibles will apply. You may also be able to get coverage from Medicaid, Medicare or other state health insurance programs.

Contact Fritz & Bianculli

At the law firm of Fritz & Bianculli, we have more than 30 years of combined experience successfully protecting the rights of personal injury victims in the greater Philadelphia area. We have recovered nearly $200 million in settlements and verdicts in cases that other law firms initially turned down.

To set up a free initial consultation, call our office at (215) 458-2222 or send us an e-mail. Evening and weekend meetings can be arranged, if necessary. We will come to your home or the hospital for an appointment.